A ledger by day.
An observatory by night.
Sumly changes its soul with the time of day. In the morning it's your private ledger — paper, ink and calm. After dark, a glowing observatory of your data. Same money, two moods — always accounted for.
10,000+ happy users · 250,000 transactions counted
Done before your coffee cools.
Amount first, a custom keypad, and the category suggests itself — with a balance preview before you save. An entry takes under five seconds, so no expense slips away.
- auto-category with a confidence hint
- “balance after” preview before you save
- expense, income and transfer in one sheet
Envelopes that keep the plan.
Every category is an envelope with a limit: you see what's left and for how many days. When things heat up, Sumly warns you before you overspend — and suggests adjusting the limit instead of guilt.
- alert threshold marked on the meter
- rollover — unused funds carry over
- monthly meter: “X left · N days”
Your bank is already here.
A CSV statement lands in your ledger in a minute. We catch duplicates for you, and every import can be reviewed and undone. No bank passwords — your data stays yours.
Charts that actually speak.
Twelve-month trends, spending structure, and the current month as a gentle “ghost” forecast. No decoration — just answers: where the money goes and what's changing.
- the current month as a ghost — no truncated bars
- category colours consistent from list to chart
- local number formats everywhere
Every account. Every currency.
Accounts, cards, savings and cash in one place — in euros, pounds or krónur too, with rates converted inline. Net worth always current, in your currency.
- inline rates: 1 € = 4.28 zł — no yellow banners
- savings goals and card limits as meters
- 5 languages: polski, English, Deutsch, Español, Italiano
QUESTIONS AND ANSWERS
How much does Sumly cost?
During the open beta everything is free. Later: a free plan with limits and a premium one — no ads in either.
Do I have to give you my bank password?
No. Imports work on CSV files from your online banking — Sumly never asks for your bank credentials.
Can I take my data with me?
Yes, any time — a full export in one click; you can delete your account together with all data.
Which languages and currencies?
The interface comes in 5 languages (polski, English, Deutsch, Español, Italiano); accounts in any currency with rates converted inline.
Is there a mobile app?
Sumly is a PWA — add it to your home screen like a native app. Mobile apps are on the roadmap.
Start counting on yourself.
A free account in a minute. No card, no strings — your ledger is waiting.
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